Daily Archives: 13 mai, 2009

Bani usori

Iata am primit un email, care ma anunta ca sunt detinatorul a 9.8 milioane $. Sunt exacti in cifre, dar nu-mi cunosc numele. Tot ce-mi cer sunt 220 $ pentru nu stiu ce. Le dau voie sa-si opreasca aceasta suma nesemnificativa din ale mele 9.8 milioane. Iata pacaleala:

United Nations Assisted Program
Directorate of International Payment
United Nations Liaison Office – Africa

This mail serves as a listening ear to the victims of scam the world over.

Dear Beneficiary,

Series of meetings have been held over the past 7 months with the secretary general of the United Nations Organization. This ended 3 days ago.

It is obvious that you have not received your fund which is to the tune of $9.8million due to past corrupt Governmental Officials who almost held the fund to themselves for their selfish reason and some individuals who have taken advantage of your fund all in an attempt to swindle your fund which has led to so many losses from your end and unnecessary delay in the receipt of your fund.

The National Central Bureau of Interpol enhanced by the United Nations and Federal Bureau of Investigation have successfully passed a mandate to the current president of Nigeria his Excellency President Umaru Yar’Adua to boost the exercise of clearing all foreign debts owed to you and other individuals and organizations who have been found not to have receive their Contract Sum, Lottery/Gambling, Inheritance and the likes.

Now how would you like to receive your payment? By Check or by ATM card?

ATM Card: We will be issuing you a custom pin based ATM card which you will use to withdraw up to $10,000 per day from any ATM machine that has the Master Card Logo on it. Also with the ATM card you will be able to transfer your funds to your local bank account. The ATM card comes with a handbook or manual to enlighten you about how to use it. Even if you do not have a bank account.

Check: To be deposited in your bank for it to be cleared within three working days.

Your payment would be sent to you via any of your preferred option and would be mailed to you via UPS.

Because we have signed a contract with UPS which should expire by the end of May 2009 you will only need to pay $220.00 instead of $254.00 saving you $34.00! So if you pay before March 28th you save $34.00 Take note that anyone asking you for some kind of money above the usual fee is definitely a fraudsters and you will have to stop communication with every other person if you have been in contact with any. Also remember that all you will ever have to spend is $220.00 nothing more! Nothing less! And we guarantee the receipt of your fund to be successfully delivered to you within the next 24hrs after the receipt of payment has been confirmed.

Below are few list of tracking numbers you can track from UPS website to confirm people like you who have received their payment successfully.

Name : Donna L. Vargas: UPS Tracking Number: 1Z757F991598420403 (www.ups.com)
Name : Rovenda Elaine Clayton: UPS Tracking Number:  1Z757F991596606592 (www.ups.com)

Note: Everything has been taken care of by the Federal Government including taxes, custom paper and clearance duty so all you will ever need to pay is $220.

DO NOT SEND MONEY TO ANYONE UNTIL YOU READ THIS: The actual fees for shipping your ATM card is $254 but because FedEx have temporarily discontinued the C.O.D which gives you the chance to pay when package is delivered for international shipping as stated on their website: http://fedex.com/us/international/irc/profiles/irc_ng_profile.html?gtmcc=us#C10 We had to sign contract with them for bulk shipping which makes the fees reduce from the actual fee of $254.99 to $220.95 nothing more and no hidden fees of any sort!

To effect the release of your fund valued at $9.8million you are advised to contact our correspondent in Africa the delivery officer Rev. (Sir). Michael Robertson with the information below, email: michaelrobertson234@yahoo.cn Telephone: +234-704-174-3824.

On contacting him do provide him with the following informations:

Your full Name…
Your Address:…………….
Home/Cell Phone:……………….
Preferred Payment Method (ATM/Cashier Check):…………….

Upon receipt of payment the delivery officer will ensure that your package is sent within 24 working hours. Because we are so sure of everything we are giving you a 100% money back guarantee if you do not receive payment/package within the next 24hrs after you have made the payment for shipping.

Yours sincerely,
Mr. David Ramsey
CC: Federal Bureau of Investigation
CC: National Central Bureau of Interpol

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Cauzele sărăciei, principiul Pareto

Principiul Pareto

Nu ştiu câtă lume a auzit de principiul pareto . Prima dată când am auzit de el, m-am gândit că sună logic, dar că nu este fondat pe baze ştiinţifice.

Ideea este următoarea:
Aproximativ 80 % din efecte vin de la 20 % din cauze. Poate o fi sunand complicat, iată câteva exemple:
20 % din bandiţi fac 80 % crime;
20 % din ostaşi omoară 80 % din inamicii omorâţi;
20 % din populatie au 80 % din toata avutia;
20 % din cumparatori cumpara 80 % din marfa.

Exemple pot fi gasite multe, aceasta cifra se bucura de un fel de magie, la fel ca si sirul fibonacci.

Iată ce ne arată wiki:

Distribution of world GDP, 1989[8]
Quintile of Population Income
Richest 20% 82.7%
Second 20% 11.7%
Third 20% 2.3%
Fourth 20% 1.4%
Poorest 20% 1.2%

Raportul poate fi aplicat şi în a doua etapă:
20 % din populatie au 80 % din toata avutia;
prin urmare:
20 % din acesti bogati (5% din populatie) detin 80% din bogatia bogatilor (64% din bogatia totala).
20 % din ultimii (1% din populaţie) deţin 80% din avuţia celor mai bogaţi 5% din populaţie (51.2% din toată avuţia ţării).

Eu am făcut un calcul, aproximativ, asupra distrubutiei avutiei. Il vedeti mai jos:

Am luat un eşantion de 100 persoane, pentru simplitate, din toate păturile populaţiei care munceşte (inclusiv directorii şi patronii), proporţional distribuţiei acestor categorii în societate. Am luat şi o avere totală de 10000 unităţi (cîte 100 unităţi pentru fiecare.)
Am aplicat principiul pareto doar la primul nivel, adică, am considerat că 80 % din populaţie au sume egale de unităţi, şi restul 20 la fel, au sume egale.

Prin urmare:
20 % din oameni deţin 8000 unităţi;
80 % din oameni deţin 2000 unităţi;
cu alte cuvinte, un om din clasa bogatilor ar avea câte 8000/20 = 400 unităţi,
iar un om din pătura de mijloc, să spunem, majoritară, ar avea câte 2000/80 = 25 unităţi.

Adică, el are de 4 ori mai puţin decât ar trebui să aibă în cazul distribuţiei egale a avuţiei. Adică:
El ar trebui să aibă de 4 ori mai mult, la munca pe care o depune în prezent, sau,
El ar trebui să muncească de 4 ori mai puţin, pentru a beneficia de aceiaşi bani.

Iar cei din pătura bogată, beneficiază de 4 ori mai mulţi bani decât ar fi să fie corect.

Cineva mi-ar spune: dar ăştia 20% din oameni muncesc mai mult, prin urmare, ei şi deţin mai mult.
Răspund: nu cred că bill gates munceşte mai mult decât un taximetrist care 16 ore pe zi conduce maşina, prin trafic, poliţie şi bandiţi. Iar un taximetrist ar trebui să muncească câteva milioane de ani ca să aibă aceeaşi avere ca şi bill gates.

Poate ceva îmi scapă?

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